Traveler Resources

Currency and Credit Cards in Europe

Traveling to Greece and Rome on a Footsteps of Paul Cruise/Tour is a trip of a lifetime. From the acropolis in Athens and Corinth to the historic sites in Jerusalem to the Roman coliseum, every corner has something unique to offer.

As you plan your trip, it’s important to know how to handle currency and credit cards to make your Footsteps of Paul Cruise hassle-free. This post will guide you through the ins and outs of using currency and credit cards while traveling in Europe, offering valuable insights and tips to help you make informed decisions.


Europe encompasses various countries, each with its own currency. However, a significant number of European countries use the Euro (EUR) as their official currency. Some of the typical Eurozone countries you will visit include Italy and Greece. For these countries, it’s convenient to carry and use Euros throughout your journey. However, it’s essential to research the currency used in each country you plan to visit to ensure you have the right cash on hand. 

Tips for Handling Cash

Exchange currency before you go: Consider exchanging a small amount of currency before your trip. This will provide you with some local cash to cover immediate expenses like transportation or small purchases upon arrival.

Use ATMs for local currency: ATMs are widely available in European countries and offer a convenient way to withdraw local currency. Avoid using currency exchange offices at airports or tourist areas, as they often charge higher fees.

Credit Cards

Credit cards are widely accepted throughout Europe, particularly in urban areas, major tourist destinations, hotels, restaurants, and retail stores. Visa and Mastercard are accepted almost everywhere, while American Express and Discover may have more limited acceptance.

Tips for Using Credit Cards

Notify your bank: Inform your bank or credit card company about your travel plans, including the countries you will visit and the dates of your trip. This will prevent unnecessary interruptions or blockages on your accounts due to suspicious transactions.

Carry a mix of cards: It’s advisable to carry at least two different credit cards, preferably from separate card issuers. This provides a backup in case one card is lost, stolen, or not accepted.

Chip and PIN: Many European countries use chip-and-PIN technology, which requires a PIN code for card transactions. Ensure that your credit card has a PIN set up before your trip. If not, contact your card issuer to request a PIN.

Dynamic currency conversion: When using credit cards abroad, you may occasionally encounter the option to pay in your home currency rather than the local currency. However, be cautious of the potential hidden fees associated with this service. It’s often more advantageous to opt for the local currency to avoid unfavorable exchange rates.

Keep receipts and check statements: Always keep your receipts and regularly check your credit card statements during your trip. This will help you identify any unauthorized charges or errors, allowing you to resolve them promptly.


Traveling through Europe on a Footsteps of Paul Cruise/Tour offers a multitude of incredible experiences, and understanding how to handle currency and credit cards will greatly enhance your journey. By familiarizing yourself with the currencies used in different European countries, making use of local ATMs, notifying your bank about your travels, and carrying multiple credit cards, you can confidently explore the wonders of Europe without worrying about financial hurdles. Enjoy your adventure, immerse yourself in the diverse cultures, and create lifelong memories while managing your money effectively.

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